Compare Our Payment Processing Options

Choose from several flexible payment processing options designed to fit your needs.

  • Customer Pays the Fees

    Our most popular solution delivers a fully compliant strategy to dramatically reduce or even eliminate traditional credit card processing expense without eroding your margins. Select from two plan options designed to align with your operational model.

    As you compare the structures, think beyond cost alone. Pricing transparency directly influences guest perception. The right approach should improve profitability while remaining consistent with your brand and customer expectations.

    🎉 Limited-Time Promotion:
    Sign up for this program, and we’ll waive the $29.99/month POS system fee for 12 months — up to 4 units.
    That’s a $359 total savings per POS!

You display both cash and card prices on your menus. The system automatically applies the correct amount based on how the customer pays — no manual calculations, no confusion, and no surprises. Example Menu: Cheese Burger $10 | $10.40

Sample Dual Pricing Receipt:

dual pricing

It’s simple. Your menu prices reflect the non-cash (card) price, and customers who choose to pay with cash receive a discount.

Example:

  • Menu Price: $10.40
  • Customer pays with card → Pays $10.40
  • Customer pays with cash → Pays $10.00

Why This Matters to Your Business
Many operators avoid price increases because they fear losing their competitive edge. Cash discounting solves that problem. You are not increasing prices across the board. You are transparently factoring in the cost of card acceptance while offering a discount to guests who pay with cash. Thousands of businesses nationwide already use this compliant model to protect profitability.

✔ Protects Your Margins – Stop absorbing 3-4% on every card transaction.
✔ Encourage Cash Payments – Improve immediate cash flow and reduce processing expense.
✔ Deliver Pricing Transparency – Guests clearly see the cost difference between card and cash.
✔ Stay Competitive – Cash-paying customers continue to pay the same base price.

Concerned About Customer Reaction?

This is not a blanket price hike. It is a straightforward presentation of the true cost of card payments. Most consumers are already familiar with cash discount signage and understand the model.

In practice, many guests appreciate the option to save by paying with cash. You are not penalizing customers. You are implementing a sustainable, transparent strategy to offset rising processing costs and protect long-term profitability.

Sample Cash Discount Receipt:

cash discount

  • You Pay the Fees (standard processing)

    Enjoy a simple, flat processing rate on every transaction — no matter the card or how it’s accepted (in-person, online, or otherwise).

    2.75% + $0.15 per transaction

  • You Pay the Fees (custom quote)

    Request a tailored rate analysis based on your current processing statements and historical volume to identify real savings opportunities.

For dual-pricing or cash-discount programs, compliant signage must be posted at the entrance and at the point of sale to meet Visa requirements. Shift4 provides the approved signage to keep your business fully compliant.

Choose the Right Point of Sale for Your Restaurant

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Table Service Restaurants

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Quick-Service Restaurants

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Bars & Nightclubs

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Multi-Locations

One Flat Rate. Zero Upfront Costs. Total Control.

We’re redefining POS pricing with zero upfront hardware costs and no hidden licensing fees. Get a complete, enterprise-level platform for one simple monthly rate per device, tailored to your operation.

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